# Privacy Policy

Effective Date: September 8, 2026

Welcome to Rory Financial. Rory Financial Group, Inc. and its affiliates (collectively, "Rory Financial", "we", "us", or "our") provide institutional ledgering, virtual account management, and multi-rail payment routing infrastructure. This Privacy Policy describes how we collect, use, process, and safeguard personal information of our business customers' representatives, developers, and visitors to our corporate platform.

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## 1. Information We Collect

In connection with our business services, we collect information necessary to establish, maintain, and secure institutional accounts, including:
- **Business Contact Data:** Representative name, corporate email address, business telephone number, and physical office address.
- **Developer Credentials:** API keys, access tokens, and administrative credentials.
- **Compliance & Screening Data:** Identity documentation, corporate registry records, and screening details required under AML/KYC regulations.
- **Infrastructure Logs:** IP address, browser type, operating system, and routing activity logs.

## 2. How We Use Information

We process personal information to:
- Provision and secure API access and platform dashboards.
- Execute and reconcile transactions across routing networks.
- Comply with regulatory requirements, including sanction list screening and transaction monitoring.
- Improve our infrastructure performance, reliability, and security metrics.

## 3. Data Sharing and Transfers

We do not sell business contact or personal data. We share information only with:
- **Financial Network Partners:** Banking institutions, payment networks, and clearing houses involved in transaction routing.
- **Compliance Vendors:** Watchlist screening and risk intelligence providers.
- **Legal Authorities:** Regulatory agencies or law enforcement when required by legal process or regulatory directives.

## 4. Security Measures

Rory Financial implements institutional-grade security controls, including transit and rest encryption (TLS/AES-256), strict access isolation, and audit logging. We review our physical and digital security protocols regularly.

## 5. Contact Information

For inquiries regarding this Privacy Policy or corporate data protection standards, contact our compliance team:
- **Email:** compliance@roryfinancial.com
- **Website:** roryfinancial.com